KongaPay is a way to pay and get paid for things. At first, it was built for Konga.com. People loved using it so much that Konga decided to share the love and make it available even outside the Konga.com platform.
Do I need to fund a wallet to use KongaPay?
Nope! We’ve built a seamless link between you and your bank account. Just sign up and start transacting like a pro. - Konga Pay
They are a household name and have ‘bailout’ funds in investment of several *$10s of millions.
So if for some reason a hack via their plug drains your bank balance. When our SEC equivalent takes them to court on your behalf you can be sure you’re not beating a dead horse.