Hi I’m Kara and I am from Barter’s support team. I’m really sorry about the many negative experiences related on this thread. There really is no good excuse for it and we are working hard to stop them occurring.
However, I thought it would be helpful to provide some context. The honest truth is Barter has had way more traction than we expected in the relatively short time since we launched it in beta. In just three months, we have had over $500,000 USD spent across 4000 cards and used in so many ways we couldn’t have even imagined - from getting back your iTunes subscription to paying for school fees.
While this is great, unfortunately, it has also meant we’ve have had to scale acceptance of Barter cards faster than we though we would need to. We are currently working really hard to enable more merchants accept Barter cards and you will see the results of that effort really soon. Please bear with us.
Now if you would permit me, I’d like to shed a bit more light on some of the specific issues raised in the thread.
Card Declines: When we started Barter we had a very short list of sites we figured it would be used on - Apple Music, Netflix, Spotify, Deezer, AWS, Hostgator, Uber, Lyft e.t.c. What we did not anticipate were the implications of
- Merchants’ gateways flagging new card schemes
- Merchants’ gateways requiring certain verification processes (3DS for example)
- Users using our cards on money transfer sites (these routinely affect the card program as they flout our compliance framework and involve us having to contact our global partners to fix)
We are now in talks with the card networks to enable 3D secure verification on our cards, and we now block offending cards that have been used on money transfer sites instead of allowing them disrupt the entire card program.
In reality for our users, we have now created two levels of work around to ensure that cards are always available for our users and the card acceptance level on our program remains stellar.
In scenarios where the cards are declined, please terminate the card and recreate a new card. If the newly created card still doesn’t work, support will create a new one for you. If anyone is having any issue with cards getting declined, please send me a DM and I’ll personally ensure your issue is resolved immediately.
We wish the product didn’t have scaling issues but given the fast growth, while we realign, we will work even harder to ensure we can problem solve to catch the balls when they begin to slip. I’m available on here or on Twitter @bartercards to help with any issues you might have.