list of Online Payment processing gateways in Nigeria. Choose one of them to be your online facilitator for your ecommerce http://goo.gl/exfXO7
In this post I will provide a comprehensive list of familiar and best online payment processing platforms which you can deploy on your various websites with no restriction to your website frame works.
To provide you with a list of best online payment gateway in Nigeria I will be measuring each of them with the following metrics:
Easy integration work flow and documentation
Fast responding and Technical support
Usage and level of acceptability
Setup convenience and setbacks
Setup fees and charges
Vulnerability (security)
Compatibility with Banks
Online reputation (review) and popularity
Nigeria payment gateway review are not based on my personal experience but are based on tons of web users report on their experience and usage of each e payment system in Nigeria. To be candid, I can assure you this is the most detailed post you will ever get Online payment gateway Nigeria review. visit online payment gateway in Nigeria for more details Please provide your best options or the one’s you are currently using on your e commerce site.
paga do not offer e payment solution for e commerce.
I have checked the site to search for this functionality they only offer you with means to make payment to brand companies like DSTV, UBER etc
from my understanding what they offer is similar to what alert pay (now payza) offers you have to have account with them to use the platform…kind of what paypal also do(but have now provide option to utilize credit card directly)…but how many Nigerians have time for that? at the end a majority will pick direct credit card payment than setting up a paga account and now going through and process of validation. Not good for checking out conversion.
I was from this thread but later realise I have something to say.
I will let it roll.
None of the players is really solving the problem of making it more appealing to go cashless as the cost of transactions is still relatively HIGH. However, it is good to note that features around security and convience of payment are taking center stage.
Another thing is that banks that are supposed to be enablers want to screw up the fintech players by participating in the online payment space.
From personal experience, most Banks are not qualified to play in this space because they are not best suited for this. Some of them do NOT have anti-fraud system for managing, tracking and auditing online transactions.
Take the case of VoguePay, one of the major online payment gateways mentioned in the OP’s post. We recently partnered with a bank to facilitate transaction of some of our international users and we’re disappointed by how they handled the transaction flow.
According to them, they have not processed such a high deal flow within a short period of time. So they literally shut down the transaction to manually fraud-check them.
When you consider that the affected merchants are just a section of VoguePay users (who are system-checked and verified against fraud using several parameters) you will see that the banks have a long learning curve in understanding online payment when compared to the payment gateways.
Thank you boss @asemota for driving home the point.
Another funny thing I found out is that VANITY SELLS. Imagine that PokeMon Go already has a valuation in excess of $20billlion already.
Imagine that by pageviews Zikoko does better than Radar and TechCabal even though Radar has the most celebrated startup ecosystem “dumping their brains” for free here.
Now that you called me an evangelist…Please get your offerings ready. Abi [quote=“Dapo, post:14, topic:7407, full:true”]
Oshey VoguePay evangelist! Stay plugging. Keep preaching
[/quote]
Read the post, no mention of which ones support mobile integration. The post seems focused on web but it would be awesome to know which ones allow direct integration with mobile (native apps, not webview). I know PayStack has mobile integration.
Is mobile integration something you chose not to consider or do we expect an update on that soon?
@buls I will look into that as mobile integration seems to focus on (mobile app) payment gateways.
I believe most of them should have such facilities. eg simplepay do have a mobile payment structure and also offer a send payment links via mobile (which am sure can be integrated into mobile apps as well as a redirect link).
So it all depends on what you as a mobile developer need as integration depending on your app functionalities/features.
My understanding is that mobile integration imply in-app transactions…right?
If mobile integration = in-app experience, then all players make that possible. Even for those gateways that pass transaction to WebPay, the experience can still be completed in mobile view. I have tried this with Paga (via Startimes app).
The difference between interswitch-dependent gateways like Paga or VoguePay and others is that there is no need to redirect/loop out as the transaction is completed inline.
@spokentwice you are totally right…same with my thoughts, but was wondering if he was talking about some mobile-apps that allow you earn coins and redeem them or do e-wallet transactions/withdraws via the app…etc it all depends on flexibility of the payment gateways and the imagination thinking of the mobile-app developer.
from this thread but later realise I have something to say.
