As a developer, what's your most preferred payment gateway in Nigeria?

21

I am not here to dent the coordinated hype that PayStack enjoys here.

In fact, I have personally looked at PayStack, but since it is still invite-only access and I don’t have a new project, I have not been able to see behind the hood of this newly minted payment startup.

So, I will share based on my experience with VoguePay - another online payment platform in Nigeria

1… Eyowo was my first payment platform before VoguePay, but I have been stucked since 2012. Obviously, I love their FANTASTIC CUSTOMER SUPPORT which I believe is a BIG hurdle for online payment.

Imagine calling and no one answers you for a project that is almost due :sob:

2… I had a conversation with a Developer that works with WeChat now, during AfriBeta event and he quite agree with me on some of my opinions; especially on ease of their documentation compare to yet another payment startup.

3… VoguePay currently offers 30% commission to developers for every site they integrate: which i think is a good incentive for me.

4… I hope I am not wrong on this; VoguePay processes international transactions but I am yet to see any other one you can use to collect payment in USD on your Nigeria site.

For reference, here is one of the recent post about the industries that VoguePay is serving

Hope this helps someone to make an informed decision.

22

Coordinated hype?! Really, bro? See, its quite a small community so when a new service that is at least (2-5)x better in implementation, than existing services is built by a member of the community, you should expect this sorta rooting.

Unless you think the Paystack folks are about throwing money around for praises for a service that they still have in private beta. Nothing coordinated, bro. If pikin fine, talk say e fine, move on.

I think it’s a service with a great potential, and it may just be the stripe we’ve been waiting for, hence all the rooting.

I think staplepay is awesome too.

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23

It is not everything you pay money for.

And my comment was NOT pitching me against the platform. I simply gave my perspective to the question and recalled what @sherlock “noticed” about the thread.

24

By the way, you’re not denting anything. It’s all well and good for you to state Voguepay advantages (which are good btw), but I couldn’t care less for them.

Personally (for my startup), I need what PayStack is promising. And I hope they succeed.

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25

Huh? I don’t even know how to respond to this.

hype.jpg584×622 35 KB

“Cordinated hype” hmmm… :no_mouth:

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26

All hails to PrognoStore.

I have seen your good stuffs and I love it bro.

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27

You’ll do just fine :relieved:

28

I’ll stick to any platform that gives official plugins (popular CMS like WordPress, joomla and drupal), packages, API, and thorough documentation.

Voguepay seem in the region. Don’t know what stops GTPay, Webpay and Interswitch from releasing theirs despite the huge initial deposit they scare you with.

29

Uhm… Technically… This is six… Ok bye.

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30

Remita. It’s free and gives you access to all the channels.

31

You have used this service before?

32

Yeah, lots of hard work.
I hope it works out though. The demo looks really good

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33

Will you guys be processing collection of USD and other major foreign currencies or it’s just NGN for a start?

Perhaps we’ll have AMA one of these days :wink:

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Lol. Restricted to just NGN for now, because of settlements. But technically, we can - we charge foreign-issued Mastercard and Visa cards. And when we put together a proper plan in place to settle other currencies, we will enable those.

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35

Does any of these Payment platforms allow you conclude payment on your website/app page without going to there website?

36

That is exactly what Paystack offers plus the ability to charge your customers in the future without them having to provide their card details anymore - great for your Taxi app ;-).

Somewhat crude documentation: https://paystack.co/developers/inline.
Demo: https://paystack.co/demo

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37

This is great. How soon is PayStack rolling out fully? @xolubi

38

Been searching for this for some time now. The closest i’ve come has been Stripe and they don’t seem ready to come here anytime soon.

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39

What’s the timeline for Ghana :neutral_face: ?

40

You have such a sharp eye. LHPAY is a cyprus based company i was evaluating at the time that found itself into the list. #lol

The ease of integration was one of the things that sealed it for me before i started using VoguePay

I realize that in business, making decision about the choice of online payment gateway is totally dependent on individuals’ need and available technology.

For me it happens to be in his order

1.Efficient customer support
2.Ease of integration
3.International transaction. Ability to send and recieve payment from international audience, especially other African countries without restrictions.
4.Robust system - analytics, eCommerce specific functions and account management.