The state of mobile money/payments in Nigeria

Canadian and Nigerian mobile payments have the same problems

https://twitter.com/aadetugbo/status/588202550194786305

Original post > Canadian banks see threat in tech companies offering mobile payments - The Globe and Mail

@aadetugbo is right. The similarities are uncanny. He goes on.

https://twitter.com/aadetugbo/status/588203625530392577

https://twitter.com/aadetugbo/status/588204084731256832

https://twitter.com/aadetugbo/status/588204609023377410

https://twitter.com/aadetugbo/status/588205152219373569

https://twitter.com/aadetugbo/status/588205441194336257

Funny thing is I wrote about this in 2012.

http://techloy.com/2012/07/06/why-is-mobile-money-having-trouble-taking-off-in-nigeria/

And @asemota also had this to say

https://twitter.com/asemota/status/219874654431617027

I hate it when these things happen, like everyone knows it will, but nothing can be done. It’s almost like standing on the train tracks waiting for the oncoming train, knowing it will crush you, but refusing to get out of the way. I’m also confused by how the CBN in one breath harps about “going cashless”, and in the other wilfully sabotages itself.

Tayo Oviosu had the right idea when he supported the restriction on telcos from participating in mobile money (one of mine as well), leaving the field clear for banks and third parties like Paga. You can never tell what will happen if you allow a country’s economy to pass too much into the control of powerful corporate interests such as the telcos we have in Nigeria. But in hindsight, he must admit that a lot of the banks arguing against telco-led mobile money were actually using the “practical considerations” as proxies for selfishness.