First and foremost, only shallow minded people throw insults in an attempt to make a convincing argument. You could have passed your points across without attempting to insult me by saying a lack education
Now to more important matters.
From the quote above, you basically insinuated that any activity performed for the purpose of bypassing a fee is fraudulent. Which means, any time someone makes a whatsapp call instead of making a regular call, it is fraud.
This statement does not hold water. Because there are several ways to make a VOIP call without going through a given telco. For example I could connect my phone with a Glo sim on it to a hotspot which has my MTN sim and then make a whatsapp call through the wifi connection. Going by your argument, Glo does not benefit from that call. Does it mean that I have committed fraud against Glo ??
But if you say its only fraud if the call is routed via Glo and Glo doesnt make any revenue from that call then maybe your arguement will hold a some water, but its still not fraud because in several countries mobile phone call is not charged by the minute. for example, I pay a fixed amount every month for my mobile access. It doesnt matter if I use just one minute or 10 hours of call time in a given month. So for this scenario, how is that fraud??
Lastly, because the govt/companies restricts or bans something doesn't make it fraudulent to do such a thing... Its just illegal ... but not necessarily fraudulent.